Interest in cyber coverage is at an all-time high, and those who previously thought it a luxury — or not a necessity — are taking a much closer look at their exposures. 1. Brute force attack A very sophisticated software or algorithm which is written to do whatever it...

10. Repetitive motions involving micro-tasks This category represents 2.9% of the total and amounts to $1.82 billion. Some of these tasks may include a word processor who looks from the computer monitor to a document and back several times a day or the cashier at the...

Identify the type of braking system on your car. ABS brakes require that you press firmly on the brake pedal and not let off in slippery conditions (rain or snow). They prevent your wheels from locking in emergency situations. Standard brakes, on the other hand,...

Every year my New Year’s resolution is to spend more time exercising, but, like many, I ‎go overboard and burn out very fast. Based on gym participation, January is a very busy ‎month. However, by February, you can see the numbers beginning to decline; people have...

Do you know that heart disease is the number one killer of women in the United States? It’s true. Heart disease claims the lives of women every minute of every day. For me, this is a startling fact. So much emphasis is put on women and cancer that I think heart...

Part of growing up is recognizing and fulfilling personal goals and securing a stable lifestyle that meets your needs and the needs of your potential or growing family. Getting a job, buying a car, and purchasing a house are often milestones you’ll reach and there are...

As the hustle and bustle of the holiday season approaches, people begin visiting local retailers looking for that good deal or special gift. Others may choose to avoid the crowds and shop online. Shopping online is so convenient because you never have to leave the...

While the greatest number of tornadoes occurs in April, May, and June, tornadoes can occur at any time of the year, day or night. Fortunately everybody has the chance to survive a tornado. The keys to survival are preparedness and action. If you and your family are...

Summer is officially here! Unfortunately, for teen drivers, this is the deadliest time of year. More teens are now on the road going to their summer jobs, visiting friends, and travelling to summer attractions. This means more cars driven by inexperienced drivers....

Brush up on basic fire pit safety before you build your next fire. Discover what steps you should take to keep your family safe. Whether you already have a fire pit or are planning to add one, invest some effort in reviewing fire pit safety. This is especially...

Now that spring is here, neighborhoods are starting to come back to life. More people are walking, kids are riding their bikes and scooters, and some have even started yard work. Another sign that spring has arrived is neighborhood kids playing on trampolines....

Isn’t technology great? Every day we see new technology that makes our lives better, more efficient, and safer. Cellphones have facetime capabilities and great cameras. Fitbits track our active lifestyles. Hover boards ... who wouldn’t want one? Back-up cameras in our...

Being a parent, running from activity to activity with your children can be taxing on everyone. But more than any other activity, the benefits of enrolling your children in swimming lessons cannot be overlooked. Not only do swimming lessons provide a lifesaving set of...

When deciding whether to buy or rent, there are many factors to consider, including, but not limited to, job stability, relocation, and relationships. When it comes to financing, costs associated with owning a home include the mortgage payment, property taxes,...

Homeowners looking to get the best price for their home are learning that if you want to sell quickly and score big profits, you need to remove clutter and make the place look inviting, not lived in. Staging your house can help you sell it faster and possibly bring...

Howling winds, drifting snow, and cold temperatures make it challenging at times to leave the comfort and warmth of...

Cold winter weather can take its toll on our homes, cars, and bodies. Frozen pipes, dead car batteries, and bodily...

During the winter months, frozen lakes host a flurry of outdoor activities. Anglers, ice shanties, and recreational...

Whether at work, the grocery store, or school, it’s very common to hear sounds of the season. Unfortunately, I’m...

Hoarding has not only become a popular topic for media coverage, it's also a trending topic in the insurance industry....

In 1925, President Calvin Coolidge proclaimed the first National Fire Prevention Week. According to the National...