Employee Benefits

Employee Benefits

Offering group health coverage may not only be necessary to attract and retain good employees, but for some employers (depending on size) it is required under the Health Care Reform law: the Affordable Care Act. Employers of all sizes are struggling to understand how this ever changing law impacts them and what actions, if any, they need to take to avoid non-compliance and hefty penalties.

Flagship Insurance Services has invested in the tools and resources necessary to help our clients navigate through the changes. Our agents are constantly studying the law, anticipating changes, and looking for new employer solutions in the marketplace. Through our depth of market knowledge, we help our clients find the right employee benefits solutions and ensure successful implementation and continued success with their benefits program in spite of reform.

Below is an outline of some of the Employee Benefits programs and services Flagship Insurance Services offers. Please contact one of our agents to discuss the right solution for your business.

Employee Benefit Programs

Summary of Services Offered

Fully Insured
Consumer Driven Health Plans
Short Term & Long Term
Life/Accidental Death & Dismemberment
Long Term Care
Travel Plans
Voluntary Programs
Supplemental Benefits
Group Retirement Plans/401(k)
Executive Benefit Consulting
Dedicated Account Team
Carrier Negotiation
Healthcare Reform Consulting
Employee Education & Communication
Online Enrollment
Onboarding/offboarding Services
Strategic Planning
Stewardship Reports
Human Resource Tools
MyWave Connect
Attorney Hotline
HR Hotline
Wellness Programs

COBRA & MN Continuation
Section 125
Premium Only Plans
Flexible Spending Account
Health Savings Accounts (HSA)
Health Reimbursement Account (HRA)
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