{"id":6663,"date":"2020-12-22T14:08:59","date_gmt":"2020-12-22T20:08:59","guid":{"rendered":"https:\/\/flagshipinsuranceservices.com\/?p=6663"},"modified":"2020-12-22T14:08:59","modified_gmt":"2020-12-22T20:08:59","slug":"teen-winter-driving-tips-and-insurance","status":"publish","type":"post","link":"https:\/\/flagshipinsuranceservices.com\/index.php\/2020\/12\/22\/teen-winter-driving-tips-and-insurance\/","title":{"rendered":"Teen winter driving tips and insurance"},"content":{"rendered":"<div class=\"section post-body\">\n<p>Unfortunately, every year when the first snowfall arrives, it\u2019s common to see cars sliding through intersections or into ditches. It seems like that first snowfall catches many drivers off guard. If this is your first winter with a teen driver, it may be even more stressful. Winter driving requires patience and skill. To acquire the appropriate skill necessary to stay safe, it takes practice.<\/p>\n<p><strong>This blog will discuss:<\/strong><\/p>\n<ul>\n<li>Winter driving facts<\/li>\n<li>Common winter accidents and insurance<\/li>\n<li>Ways to keep your teen drivers safe<\/li>\n<\/ul>\n<p><strong>Winter Driving Facts and Stats<\/strong><\/p>\n<ul>\n<li>Seventeen percent of all vehicle crashes occur during snowy conditions.<\/li>\n<li>Approximately 70% of U.S. roads are in areas that receive annual snowfall.<\/li>\n<li>Each year, approximately 116,000 people are injured on snowy or icy roads.<\/li>\n<li>Stopping your car on snow and ice can take 6 to 10 times longer.<br \/>\nIn heavy snow, freeway speeds should be reduced by as much as 40%.<\/li>\n<li>Four-wheel and all-wheel drive vehicles don\u2019t stop quicker than other vehicles.<\/li>\n<\/ul>\n<p><strong>Winter car accidents and insurance<\/strong><\/p>\n<p>Poor road conditions have a major impact on how your car handles. Add poor visibility, and winter driving can be extremely dangerous. If your teen driver damages your car or another person\u2019s property, it\u2019s important to make sure you have the right insurance coverage and adequate limits to pay for damages.<\/p>\n<p>If your teen slides through an intersection or into a ditch, here\u2019s how different types of insurance coverage may apply.<\/p>\n<ul>\n<li>Auto Liability insurance covers injury or property damage caused to a third-party.<\/li>\n<li>Collision insurance provides coverage for damage to your teen\u2019s car.<\/li>\n<li>Medical payments or Personal Injury Protection (PIP) provides coverage for injuries sustained by anyone in the car driven by your teen.<\/li>\n<li>Towing coverage may be provided through your insurance policy. If it\u2019s not, I\u2018d recommend adding it. The benefit of this coverage is that no money needs to be paid to the towing company at the time of the accident.<\/li>\n<\/ul>\n<p><strong>Ways to keep your teen drivers safe<\/strong><\/p>\n<p>To help your teens excel and stay safe driving this winter, enrolling them in a winter driving school may be just what they need.\u00a0<a href=\"https:\/\/www.roadamerica.com\/winter-driving\" target=\"_blank\" rel=\"noopener noreferrer\">Road America\u2019s Winter Driving School<\/a>\u00a0sponsored by West Bend allows teen drivers to practice winter driving in a safe environment.<br \/>\nThe instructors at Road America teach techniques for handling different winter driving conditions. Those techniques include:<\/p>\n<ul>\n<li>Skid control and prevention<\/li>\n<li>Braking with ABS and without<\/li>\n<li>Collision avoidance maneuvers<\/li>\n<li>Proper vision skills<\/li>\n<\/ul>\n<p>If you don\u2019t have a winter driving school near you, make sure you talk to your teen about winter driving or check out the helpful videos below.<\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=cUhzihmvDGk\" target=\"_blank\" rel=\"noopener noreferrer\">Tips for Safe Winter Driving \u2013 Winter Driving Hazards &amp; Cornering Overview<\/a><\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=922Q8h4wg88&amp;feature=emb_logo\" target=\"_blank\" rel=\"noopener noreferrer\">Tips for Safe Driving \u2013 Winter Braking ABS<\/a><\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=HIWVRbr15ek\" target=\"_blank\" rel=\"noopener noreferrer\">Essential Winter Driving Tips \u2013 Consumer Reports<\/a><\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=nZubmPrRzoU\" target=\"_blank\" rel=\"noopener noreferrer\">Winter Driving Tips You Need to Know<\/a><\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=7t_sYFBYCKs\" target=\"_blank\" rel=\"noopener noreferrer\">Everything You Need to Know About Driving In The Snow<\/a><\/p>\n<p>Do you have any tips you\u2019d like to share? I\u2019d love to hear them. Please share them in the box below.<\/p>\n<p>Source:<br \/>\n<a href=\"https:\/\/www.highways.org\/wp-content\/uploads\/2014\/02\/Brochure-FINAL-LoRes.pdf\">https:\/\/www.highways.org\/wp-content\/uploads\/2014\/02\/Brochure-FINAL-LoRes.pdf<\/a><\/p>\n<p><a href=\"https:\/\/driving-tests.org\/driving-statistics\/\">https:\/\/driving-tests.org\/driving-statistics\/<\/a><\/p>\n<\/div>\n<p id=\"hubspot-topic_data\"><strong>Topics:<\/strong>\u00a0<a class=\"topic-link\" href=\"https:\/\/www.thesilverlining.com\/westbendcares\/blog\/topic\/teen-safety\">Teen Safety<\/a>,\u00a0<a class=\"topic-link\" href=\"https:\/\/www.thesilverlining.com\/westbendcares\/blog\/topic\/weather\">Weather<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Unfortunately, every year when the first snowfall arrives, it\u2019s common to see cars sliding through intersections or into ditches. It seems like that first snowfall catches many drivers off guard. If this is your first winter with a teen driver, it may be even more stressful. Winter driving requires patience and skill. To acquire the [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[12],"tags":[],"class_list":["post-6663","post","type-post","status-publish","format-standard","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/posts\/6663","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/comments?post=6663"}],"version-history":[{"count":0,"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/posts\/6663\/revisions"}],"wp:attachment":[{"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/media?parent=6663"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/categories?post=6663"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/tags?post=6663"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}