{"id":3046,"date":"2018-03-07T08:40:47","date_gmt":"2018-03-07T14:40:47","guid":{"rendered":"https:\/\/flagshipinsuranceservices.com\/?p=1089"},"modified":"2020-04-27T07:56:59","modified_gmt":"2020-04-27T12:56:59","slug":"getting-an-insurance-quote-doesnt-have-to-be-overwhelming","status":"publish","type":"post","link":"https:\/\/flagshipinsuranceservices.com\/index.php\/2018\/03\/07\/getting-an-insurance-quote-doesnt-have-to-be-overwhelming\/","title":{"rendered":"Getting an insurance quote doesn\u2019t have to be overwhelming"},"content":{"rendered":"

Having worked in the insurance industry for most of my career, I\u2019ve talked to many people about the benefits of a West Bend insurance policy. While many people were interested in learning more, I often heard that getting a quote is confusing and time consuming.
\nBuying a different insurance policy isn\u2019t exciting or fun and it can be overwhelming. However, you owe it to yourself to make sure you have the best coverage available for you and your family.
\nThe next time you consider getting an insurance quote, here\u2019s some of the information you\u2019ll need to provide to your independent insurance agent.
\nHomeowners Insurance<\/strong>
\nOwning a home is probably the biggest financial investment you\u2019ll make. It\u2019s important to make sure it\u2019s adequately protected. Here\u2019s some information you\u2019ll have to provide regarding your home.
\n1. Residency.<\/strong>
\nWho lives with you;
\nHome address;
\nHow long you\u2019ve lived there;
\nMarital status;
\nIf business operations are conducted from your home; and
\nIf you have any pets.
\n2. Home characteristics.<\/strong>
\nYear built;
\nTotal finished square footage;
\nNumber of stories;
\nNumber of bedrooms;
\nNumber of bathrooms;
\nSafety features (i.e. home security system, fire sprinklers etc.);
\nRoof type and age;
\nExterior construction; and
\nHome improvements (i.e. finished basement or remodeled kitchen.)
\n3. History.<\/strong>
\nWho\u2019s your current insurance company?
\nHow much is your current coverage on your home and personal property?
\nDo you have a mortgage and if so, name of your mortgage company?
\nHave you had past insurance claims?
\nRenters Insurance<\/strong>
\nRenters insurance is more straightforward. Its purpose is to cover your personal belongings, as well as provide some liability coverage.
\nIt\u2019s important to understand, that there are a couple of misconceptions about renters insurance. People often tell me their property owner has insurance or they don\u2019t own anything expensive so they don\u2019t need it. Most often, the property owner\u2019s insurance policy only covers the building. In addition, if you add up your personal belongings, you\u2019ll probably be surprised about their value. What would you do if you lost everything in a fire?
\nAuto Insurance<\/strong>
\nWhile not all states require auto insurance, they do require financial responsibility. Financial responsibility means that if you cause damage or injury to another person or their property, you have the financial means to pay for the damage.
\nHere\u2019s some information you\u2019ll have to provide for an auto quote.
\n1. Vehicle information.<\/strong>
\nPurchase date;
\nMileage;
\nVehicle type i.e. year, make, model;
\nVehicle Identification Number (VIN);
\nCurrent insurance company;
\nGaraging location;
\nLoan information;
\nSafety devices; and
\nBusiness or personal.
\n2. Diver information.<\/strong>
\nFull name;
\nDate of birth;
\nMarital status; and
\nProfession.
\n3. Driving history.<\/strong>
\nTickets and accidents; and
\nMileage driven each day.<\/p>\n","protected":false},"excerpt":{"rendered":"

Having worked in the insurance industry for most of my career, I\u2019ve talked to many people about the benefits of a West Bend insurance policy. While many people were interested in learning more, I often heard that getting a quote is confusing and time consuming. Buying a different insurance policy isn\u2019t exciting or fun and […]<\/p>\n","protected":false},"author":3,"featured_media":3038,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[12],"tags":[],"class_list":["post-3046","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/posts\/3046","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/comments?post=3046"}],"version-history":[{"count":0,"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/posts\/3046\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/media\/3038"}],"wp:attachment":[{"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/media?parent=3046"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/categories?post=3046"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/flagshipinsuranceservices.com\/index.php\/wp-json\/wp\/v2\/tags?post=3046"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}